Many automotive brands across the globe are known to use modification ideas from their precursors and revamp them to produce latest car models. Here are some factors based on which many automotive companies come up with latest car model ideas.
Innovating the brand’s heritage
Contrary to popular belief, using the brand’s heritage gives the designers a platform on which they can work and come up with new designs. They work around the same design features and improve car technologies drastically. This gives the latest car models an image that is a reflection of their precursors but with better features. All this is done keeping in mind the current safety legislation. For instance, the fundamental layout of the carthe headlight dimensions and the bumper designwill be impacted by the current road and pedestrian rules but will have the same aesthetics of its predecessors.
New technology inspiring new design
Autonomous technology and completely electronic powertrains could be a liberating factor when it comes to designing the latest car models. The all-new autonomous designs will open doors to completely new designs and packaging, giving automotive designers a paradise to work on. Volkswagen’s Sedric Concept, Mercedes-Benz F 015, and BMW’s Vision Next 100 are a perfect example of developing automobiles based on futuristic technologies that are completely autonomous.
Old archives to the rescue
There is plenty of evidence that points towards the fact that many automotive brands have looked back at their past to look ahead in the future. The Volkswagen Beetle is the best example. The mainstream automotive brand has sold roughly 20 million Beetles over the past six decades. It is only now that the German brand has started developing a new design for the same car. Although the car looks completely revamped, it surely appears to have spawned from its successor. The automotive giant plans to manufacture pure-electric vehicles in the future which would be a “silent tribute” to their previous versions.
Modifying old ideas
Contrary to using old archives, many automotive brands have shaken off the idea of using old techniques to develop latest car models, as they don’t find them refreshing and profitable enough. For instance, Land Rover’s successor Range Rover Evoque looks completely rugged and an off-roading ultra-modern crossover, which is completely based on new design techniques. Same goes for their sister brandJaguar. Their cars in the 90s looked uncannily similar to their predecessors from 1970s. It was only with the F-pace SUV did the design team break clear of the lineage and came up with a completely refreshed design that restored company’s profitability.
3 providers of home loans with no down payment
Most borrowers wanting to buy a house are always on a lookout for the most-suited mortgage. They look for lenders who offer them the lowest rates of down payments. Although there are lenders who offer mortgages at extremely low down payment requirement, a no down payment home loan is rare to find. Following are the three providers of loans who do not require any down payment:
Department of Veteran Affairs
Qualified veterans, specific members of National Guards and Reserves, as well as duty service members are eligible for a house loan from the Department of Veteran Affairs. Apart from getting a no down payment home loan, the borrower does not need to obtain additional mortgage insurance either. This is covered by the funding fees which is paid by the borrower and further added into the loan amount itself. As a first-time borrower, there is a varying funding fee of 2.15% for veterans or the current members of the military as well as 2.4% for other eligible members of the National Guards and Reserves.
Navy Federal Credit Union
Known to be the largest credit union when it comes to the membership as well as assets, the Navy Federal offers no down payment home loans with 100% financing to primary members. The eligibility, however, is only for specific civilian employees of the military and the Department of Defense, military members as well as the immediate family of those mentioned above. The funding fee of 1.75% of the Navy Federal Credit Union is lesser than that of the Department of Veteran Affairs.
United States Department of Agriculture (USDA)
USDA has grown to be one of the highest lenders of no down payment home loans in the nation. Contrary to what the name suggests, the borrowers are not just associated with farmlands. In fact, you may find your eligibility as well on their website. The only two restrictions are the household income criteria and the geographical limitation. Although it is not a written guideline, experts say that USDA prefers first-time borrowers. However, again, it is not a hard and fast rule, but it is easier for first-time borrowers to procure a loan from USDA.
The eligibility criteria to procure a loan with the first two providers is very limited. However, you may try your luck with USDA while looking for a mortgage with zero down payment.
Baby strollers-A highly useful asset for your little one
The arrival of a baby marks the start of a whole new time and phase in the life of a parent. This is a time when love and affection take a priority even as the logistics of raising a baby into adulthood will become the uppermost concern on everyone’s mind.
There are several products that we tend to invest in, when a new baby is on the way. Starting from clothes to cribs and even baby strollers or prams, there are a number of things that make life easier when you have to handle a baby. It is imperative to invest in the right kind of products because handling the delicate infant is a matter of getting the position, posture and other such details correct so that the child and mother are both comfortable. For this, one will have to look into many details so that the products will actually help in taking care of the child. Here are a few tips on buying the best kind of baby stroller for your baby.
Lightweight and easy to push
One of the main things to remember is that you will need all your strength and both your hands at the same time for your baby. For a while, the new mother will not be able enjoy a hands-free existence unless the baby is sleeping. So, it would be best to invest in a stroller that is lightweight and easy to push rather than a very heavy duty stroller, which will cause discomfort for the mother.
Brakes and other mechanics
There are a number of mechanisms that have to be in place so that the baby stroller is safe to use. You will need to check the brakes and ensure that they work properly and are easy to apply. Also, ask for a demo at the store so that there is no confusion thereafter. Further, you can check for the guarantee or warranty on the stroller and find out what all it covers. Also, the wheels and other aspects should be checked properly. This is especially important so that your toddlers and older children are also safe in case they are walking beside you while you have the baby in the stroller.
Expandable and foldable
The average baby stroller today is one that can be expanded in terms of size and also folded so that you can easily stow the same when you are on the go. Ensure that these mechanisms work properly and check for the location of the levers so that the same is well out of the baby’s reach and grasp.
Try and choose a piece that can later on accommodate a toddler as well so that you do not have to invest in a new baby stroller with the growing years. Do check whether the seat can be pushed upright so that the baby can easily sit up when he or she starts to sit.