In a world where there are dozens of health insurance companies everywhere, it can be difficult to finalize on a single option. Even if you’re a veteran health insurance buyer, you’ll always find better deals in different parts of the state, even if you keep up with trends.
What makes a good insurance company great is the flexibility and coverage they offer to the customer. They should also cater to both high income and low income individuals. Your health matters. That’s why you should get the best plan you can. That’s why we’ve compiled a list of seven of the best health insurance plans in the US.
Blue Cross Blue Shield
Despite the unique name, Blue Cross Blue Shield is a household name. They offer the widest range of health insurance plans and are spread across 37 states. The quality of their plan depends on the state and location you’re live in.
Humana
They’ve got some of the most affordable health insurance plans. What makes them great is that they even have additional wellness programs. Their premiums are also pretty good. This is one of the best plans to go for if you live in the southern, western, or midwestern states.
Kaiser Permanente
This is the gold standard for health insurance plans. Their prices are reasonable and offer plans across 7 different states. What makes them stand out is that they have their own system of doctors and extensive medical facilities. If you’re looking for something exclusive, this is something that you should take a look at.
Aetna
They’ve got the least expensive monthly premiums if you’re looking for something cheap. It has supplemental programs, but it doesn’t provide short term coverage.
UnitedHealthcare
They offer some of the most expensive health insurance plans. But they’ve got one of the best online support systems of the providers on this list. If you’re looking to manage health insurance plans online, then opt for this. Their plans also fall under the guidelines of the ACA.
Cigna
Cigna offers extensive medical coverage in their health insurance plans. They also operate across 12 states. Plus, they even cover dental and global insurance in accordance with the ACA.
Assurant
Although they’re one of the most expensive health insurance plan providers, Assurant offers exhaustive medical coverage in their plans. Unlike most of the companies on this list, they offer short-term health insurance and international coverage. All of this is in accordance with the ACA. They’ve got a strong site with useful information for all clients. If you’re looking for short-term health insurance, go for Assurant.
Health insurance doesn’t have to be complicated if you know what you’re looking for. A small search can give you a lot of valuable information.
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Must-try no-cook appetizers
Who would want to spend hours in the kitchen prepping when there’s a list of no-cook appetizers to go with! All you need is a handful of ready ingredients, a few minutes, some creativity, and you are good to go!
Check out five easy no-cook appetizer recipe ideas for your next get together.
Salad-style appetizers
Have you ever thought of turning a classic salad into a finger food? Why not! Chop your favorite vegetables into fine pieces and add some creamy sauce to get a smooth texture. Place this mixture into lettuce leaves and top them with cheese shavings. Try preparing handheld appetizers with cherry tomatoes, mozzarella cheese slices dipped in olive oil, and some basil leaves. Voila! Different salad dressing and turning them into party-ready appetizers in no time is a great option for every occasion.
Blending flavors to create easy bites
Last-minute calls for preparing appetizers can be daunting. You might have guests waiting in your living room and you’re left with a handful of vegetables, fruits and some slices of dry-cured ham. Sound worrying, right? But it is not. These ingredients along with some condiments are perfect for preparing a no-cook dish that is not only tasty but also quick and easy. Mix and match the sweetness of fruits with the saltiness of sliced ham to create a plateful of simple yet magical flavors.
Salmon it is!
Talking about appetizers and who would want to miss out on salmon. Take the bread of your choice and spread some spicy mayonnaise to add a twist of taste to its creaminess. There’s not much to do though; just place a few smoked salmon on each bread and create a stylish dish in a few minutes. You can either go for canned salmon or smoke one at home, it does taste appetizing.
Don’t keep the shrimp away
Easy and quick appetizer recipes might not just be with simple ingredients. You can also prepare a no-cook shrimp dish and amaze your friends and family. Add grapefruit or lemon zest to the shrimp and give it a nice toss with some olive oil. To enjoy the savory flavors of this quick and easy appetizer, make sure to refrigerate for about 5 to 10 minutes before you serve it.
Cheese balls with a surprise
Cheese balls are never out of style. So, instead of going the conventional way, why not try prepare with nuts and dates. Add the sweet flavors of dates and crunchiness of walnuts with that of creamy cheese balls.
Passport renewal – Five frequently asked questions
Even in the age of information and technology, the passport renewal process for some individuals is shrouded in mystery. The knowledge deficit restricts them from making educated decisions and eventually fall prey to adversities. Bringing a change in the status quo, we have put together credible answers for the most frequently asked questions regarding passport renewal and related queries. So read on and help yourself with prudent decisions.
How do you renew passport via mail?
Contrary to the conventional renewal process, renewals via mail exempt you from appearing in person. Additionally, the process does not entail much effort. The process is accomplishable in three simple steps:
Fill in the DS-82 application form either online or on paper.
Assimilate support documents, such as existing passport, passport-size photograph, and renewal fee.
Package and mailing it to the regional National Passport Processing Center.
How do you determine your candidature for the Passport Renewals by mail?
Your candidature for the said service depends on a few parameters mentioned below:
Your document should be in a proper condition. Badly mutilated passports are not entertained. Herein, appearance in person and application acceptance facility is necessary.
You need not apply if you are aged 16 or below
Document issued within 15 years are eligible.
The passport needs to bear your current name. Else, providing supporting documents is essential.
What is the appropriate time for renewing your passport?
Passport is a key document, especially when it comes to determining your citizenship in alien shores. So, apply at least a month before you embark on an offshore trip. Even if any such trip is not in the reckoning, you should keep the document valid. It is advisable to initiate the renewal process nine months prior to the expiry date. Moreover, you can consider the renewal at the time of your convenience, even years before the expiry. However, in such cases, a brief explanation may be required on your part.
Where should you mail your application and related documents?
The mailing address may vary as per requirements and geographical location.
If you have ample time at your disposal, applying for Routine Service is recommended. Herein, the mailing address is National Passport Processing Center, Post Office Box 90155, Philadelphia, PA 19190-0155.
In an event of an emergency, Expedite Service is recommended. The mailing address for the said service is as follows: National Passport Processing Center, Post Office Box 90955, Philadelphia, PA 19190-0955.
What are the expenses involved in the passport renewal process?
You need to write a check of $140 payable to National Passport Processing Center. The payment of $110 is meant for a passport book and the rest will account for a passport card. For added convenience, the request for both “ the book and card “ can be made via the same form. The passport renewal process also involves other service expenses, such as the cost of a registered courier.